Our Vision


Unable to go to doctor because of high deductibles?

Painting your car scratches yourself to avoid increase in premiums?

Looking at insane bills due to pre-existing conditions?

Worry no more, Umbrella Coin will protect you from being held hostage by insurance monopolies across sectors by covering all out-of-pocket costs regarding insurance. No insurance agents and middlemen with incentives to deny your claims.

Just exchange your ETH for UMC tokens, use them to purchase a policy. And the best part- if you don't end up using your premium, we will refund you 100% by the end of plan period. For more details, read the white paper.

Features


Easy

Umbrella Coins client has a user friendly interface, making filing a claim simple and easy.

Save Money

With an Umbrella Coin policy, if you don't end up using your premium, we will refund you 100% by the end of plan period.

Decentralized

Without corporate entities to manipulate claims; Umbrella Coin’s policyholders work within a network community with reasonable limitations are in control of how claims are handled.

Safe

The Umbrella Coin client will feature 2-factor authentication and redaction tools to protect user accounts and personal information during the claims process.

Fast

Our incentive driven voting system will help process claims in a fast, cheap and fair manner allowing claims and disputes to be resolved in a timely manner.

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